Current Loan Rate Estimates

Looking to buy or refinance this year?  Wondering what estimated loan rates are right now, here are the numbers as of 1/30/15:

Conventional 3.75%
USDA 3.625%
VA 3.75%
FHA 3.625%

Rates are estimated and quoted as APY. They are subject to change based on market performance, credit score, loan amount, debt ratio, and property type and use.

MINIMUM DOWN PAYMENT REQUIRED:
Conventional 3%
USDA 0%
VA 0%
FHA 3.5%

LET ME KNOW IF I CAN HELP!